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Issue 86 - October 2008 - Page 10

Pages in this month's issue:
  1. Burundanga Business Card Drug Warning
  2. In-N-Out Burger Discounted Food Hoax
  3. Fraud Transactions Warning Malware Email
  4. Human Parts Factory Hoax
  5. Free Fuel Offer From Shell Hoax
  6. Virus Complaint Email Carries Malware
  7. Miley Cyrus Death Hoax
  8. Chinese Milk Contamination - Recalled Products Warning Email
  9. Poverty Reduction And Eradication Advance Fee Scam
  10. ATM Card Advance Fee Scam
  11. Internet Rumour - UNESCO Chooses Indian National Anthem as Best In The World
  12. American Airlines Loyalty Program Phishing Scam
  13. Senator Collins Oil Spill Interview - The Front Fell Off
  14. Online Quiz to Help Bihar Flood Victims
  15. Internet Access Suspended Malware Email

Issue 86 Start Menu

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ATM Card Advance Fee Scam

Summary:
Email claims that the recipient has been awarded a large sum of money and will be sent an ATM card that will allow access to these funds (Full commentary below).



Status:
False

Example:(Submitted, September 2008)
Subject: PAYMENT THROUGH ATM

STATE INHERITANCE COMMITTEE KWAME NKURUMA BUILDING BENIN


This is to officially inform you that ATM card number: 3774 2856 7847 9006 worth Two Million Five Hundred Thousand($2.5 Million usd) has been credited in your favor in bid to compensate you on your contract payment since you are next on our inheritance file for the second part of this fiscal Year 2008.The card centre will send you an ATM CARD which you will use to withdraw your money in any ATM MACHINE in the world.

Your personal identification is ATM- 7997. Contact the verification officer Omana Omana (Mr.) on: (commitinheritance@gmail.com) with the following for proper verification and claim processing: Call him immidiately for confirmation.+233-248-931448

Full Name................

Delivery Address.........

Country..................

Occupation...............

Phone Number.............

Fax Number...............

Age......................

NOTE:
You are also required to send to the verification officer/agent a means of Identification which should be a scan copy of your Driver's License or International Passport for proper verification and authentication.

Regards

STATE INHERITANCE COMMITTEE




Commentary:
In a variation on the typical advance fee scam cover story, scammers often claim that the recipient is eligible to receive an Automatic Teller Machine (ATM) card that will allow access to a very large sum of money. The potential victim will receive an email like the one included above instructing them to contact a specified agent in order to claim their card.

Various reasons such as unpaid job contracts or unexpected inheritances are given as to why the victim has supposedly been awarded the money. In the example above, the scammers vaguely refer to a "contract payment" which is supposedly somehow connected to an unspecified inheritance. This vagueness is a deliberate tactic on the part of the scammers and is designed to fool gullible victims into believing that they actually may be entitled to funds that they previously had no knowledge of. In other variants of the scam, the email will claim that the recipient has won the money in a lottery and will be sent an ATM card to gain access to his or her "winnings". Regardless of the reasons given, the claims in these messages are entirely bogus and are designed to harvest personal information and trick victims into sending money to the criminals responsible.

Potential victims will be asked to contact the "agent" and supply information such as name, occupation and contact details. They may also be asked to provide ID such as a scan of a driver's license or passport, ostensibly to verify their identity and authenticate their claim to the funds. However, this personal information along with other data collected during the course of the scam, may be subsequently used to steal the victim's identity.

Moreover, victims will be asked to pay an upfront fee that is supposedly required before the ATM card can be released. The scammers use a variety of excuses - such as processing or insurance obligations - to explain why such fees are necessary. Those who comply and actually send the requested fee will most likely receive further requests for money. In the particular scam sequence discussed here, the scammers claim that a fee of $135 is required, supposedly for "re-newing and recofirmation" of the victim's file. The example below shows a follow-up scam email sent after a victim replied to the original email included above. The message arrived complete with seemingly official Western Union logos and a photograph of a foreign Western Union office thrown in for good measure.
THIS IS TO CONFIRM THE RECEIPT OF YOUR EMAIL DATE 29the SEPT 2008.

In regards to your mail received and i want you to be informed that your money cannot be send to you without effect the payment of the $135 for re-newing and recofirmation of your file that was deposited in this office the necessary thing you have to do now is to send the needed fee of $135 to us today so that your funds can be finallzed to you immediately.

As soon as the required fee of $135 is send today for the re-newing reconfirmation the payment file of your funds you will start receiving your funds $5100.USD per a day starting from tomorrow.

Below is the information required to send the $235.00 today through Western Union money transfer to make it faster and easier.

RECEIVER NAME: .................MR. PETER IGWEZE
COUNTRY: ........... BENIN
ADDRESS: .....................NO 113 TOGBA ROAD, COTONOU BENIN
TEST QUESTION: ..... WHO IS THE GREATEST?.
ANSWER: ............... GOD.
AMOUNT:............. $135
SENDER NAME: ..............
MTCN NUMBER: ................

Note:The required fee of renewing and reconfirming the payment file of your fund cannot be Deducted from your fund USD$2.500,000.00 , from our side for this is our mode of operation or manipulation.This is in accordance our Country law, with section 13(1)(n) of the National Act as adopted in 1993 and amended on 3RD July 1996 by the constitutional assembly.This is to protect customers.

Please don't forget to send the MTCN number to us immediately you send the money and make sure that you send with this information to avoid mistake ok. Waiting to have the MTCN.

Sincerely, Mr Ben Moon.
Western Union Payments

Note that the scam email warns that the fee cannot be deducted from the fund itself for legal reasons. Not surprisingly, potential victims often request that fees be deducted from the supposed lump sum. Since the main aim of such activities is to fool people into sending them money, scammers use excuses such as the bogus "National Act" mentioned in the above example to explain why fees must be paid in advance.

Advance fee scams of various types have been around for many years and predate email and the Internet. These ATM card related scams are just one more incarnation in a seemingly endless variety of approaches all designed to gain the same outcomes - financial fraud and identity theft. Internet users should be very cautious of any unsolicited emails that claim that they have been awarded a large sum of money. If you receive such an email, do not reply. Do not provide any personal information or send any money.

Further reading:
Nigerian Scams - 419 Scam Information
Email Lottery Scams - International Lottery Scam Information
Payment Transfer Job Scam Emails - Laundering Scams

Another example of an ATM scam email:
Subject: RE: YOUR PAYMENT NOTIFICATION

Halifax Bank ATM
Attention:Beneficiary

This is to officially inform you that we have verified your contract file presently on my desk, and I found out that you have not received your payment due to your lack of co-operation and not fulfilling the obligations giving to you in respect to your contract payment. Secondly, you are hereby adviced to stop dealing with some non-officials in the bank as this is an illegal act and will have to stop if you so wish to receive your payment immediately.After the board meeting held at our headquarters, we have resolved in finding a solution to your problem, and as you may know, we have arranged your payment through our SWIFT CARD PAYMENT CENTRE in Europe, America,Africa and Asia Pacific, which is the instruction given by our former Prime Minsiter Tony Blair of United Kingdom. And this instruction is still ask to be carried out by the new Prime Minister of the United Kingdom of Great Britain Gordon Brown MP This card centre will send you an ATM CARD which you will use to withdraw your money in any ATM MACHINE in

(1) Full Name as wanted on Card
(2) Address where you want the payment centre to send your ATM CARD.(NO P O BOX)
(3) Phone And Fax Number
(4) Date Of Birth
(5) Occupation
(6) Identification either, Passport photo page, Driver Lincense or National ID. ( IF AVAILABLE )
(7) Bank Name: ( Must have a bank Account )

SEND THE ABOVE INFORMATION TO :alert.halifax@gmail.com

We shall be expecting to receive your information you have stop any further communication with anybody or office. On this regards, do not hesitate to contact me for more details and direction, and also please do update me with any new development.
Thanks for your co-operation.
Note: Because of impostors, we hereby issue you with a private code for security, Your code shall be (CARD 905:2007)Make this code your reference number when contacting us. Failure to do so might cause delay in getting back to you.



Previous Article            Next Article

Issue 86 Start Menu

Pages in this month's issue:
  1. Burundanga Business Card Drug Warning
  2. In-N-Out Burger Discounted Food Hoax
  3. Fraud Transactions Warning Malware Email
  4. Human Parts Factory Hoax
  5. Free Fuel Offer From Shell Hoax
  6. Virus Complaint Email Carries Malware
  7. Miley Cyrus Death Hoax
  8. Chinese Milk Contamination - Recalled Products Warning Email
  9. Poverty Reduction And Eradication Advance Fee Scam
  10. ATM Card Advance Fee Scam
  11. Internet Rumour - UNESCO Chooses Indian National Anthem as Best In The World
  12. American Airlines Loyalty Program Phishing Scam
  13. Senator Collins Oil Spill Interview - The Front Fell Off
  14. Online Quiz to Help Bihar Flood Victims
  15. Internet Access Suspended Malware Email