Summary: Email, purporting to be from the Finance Director of the "Children
Support Foundation", offers the recipient a part time job receiving and processing payments (Full commentary below).
Status: Email is part of a money laundering scam
Example:(Submitted, February 2009)
Subject: JOB OFFER.
How do you do?
My name is Richard Pallace and,I am the Finance Director of Children
Support Foundation located in London, United Kingdom. The Children
Support Foundation has been in existence since October 2008 and, we
aim at saving the life of children with heart and kidney problems
around the world. We also ensure that we work with the best
professionals in all fields so that we can save all the children with
such problems. At Children Support Foundation, it is our duty as a
brand to help improve the quality of life for children and their
families. This is demonstrated in our role as corporate partner with
the Well Child charity with money raised going towards helping sick
children and their families.
We are interested in offering you a part-time paying job in which you
will earn and benefit from working with the Foundation. This job is
based on contract and commission terms which will also involve trust
and honesty. This job can also act as an extra income for you if you
are currently employed because on the short time frame involved.
As for the legality of this organization, This is a Registered Charity
Organization.We are known for integrity, which has been drawing people
to us from all works of life. We care and provide for the needy with
regardless of age, sex, region, race or location. We have our IRS ID
Obtained from the United States of America IRS, Which means you can
only pay tax on the outside income of what you earn through us.
We were just granted a funding to head a charity support project in
the tropical regions of the world regarding surgical issues related to
heart diseases and provision of basic amenities in support to
humanitarian services to the third world nations and this would be
commencing very soon. However, our funding were by our American
associates that assists us by sending us payments and the foundation
is in need of your help as our Payment Representative in the United
States of America.
All you will be doing is to help us receive and process payment on
behalf of the Foundation. Once you have received and processed in the
form of having it cashed out at your Bank, you will deduct 10% of the
actual amount received and, the 10% you will be deducting from the
actual amount received is your service charge for helping the
Foundation have the payment processed. The remaining balance of 90%
will be sent out to the firm's Accountant via Wire Transfer service
such as Western Union or Money gram. The wire transfer charges will be
deducted from the 90% Balance and you do not have to pay a start up
fee to get started.
We will like to know if you are interested in working with the
Foundation because we have limited spaces left open at the moment and
will appreciate your immediate response. We will be hoping to hear
from you soon as you will also stand the chances of being a part of
our future and the excellence of an Institute in which you will be
We will be so glad if you can accept our proposal and we intend to
commence on starting as soon as you are ready. If you are interested,
We would want you to please kindly fill your details below, so that we
can start ASAP.
PHYSICAL ADDRESS (No P.O.BOX):
PHONE NUMBER (S):
Children Support Foundation.
..........Building a Better Tomorrow.
According to this email, the "Children Support Foundation" of London, England needs a part time worker based in the United States to receive and process payments on behalf of the Foundation. The message claims that the "worker" can deduct 10% of each payment received for the Foundation as remuneration for performing the requested tasks.
However, the message is not from the "Children Support Foundation" or any other legitimate organization and the supposed "job" is actually a tactic used by criminals to launder stolen funds. Those who respond to the message and subsequently take up the "job offer" will actually be receiving and processing stolen or fraudulent cheques and money orders using their own bank accounts. The "workers" are instructed to deduct their 10% and send the remainder to a specified destination via a wire transfer service such as Western Union.
In this way, the criminals running the scheme are able to convert stolen funds into untraceable cash and move money internationally using a legitimate bank account belonging to their "money mule". Police following the money trail will end up at the doors of the unsuspecting "workers" who have been receiving and processing stolen money without even realizing it. Although, the "workers" may well have been totally unaware that they were participating in an illegal money-laundering scheme, ignorance may not be enough to stop charges being laid against them.
Once the scheme is discovered, the hapless "worker" will find that his "employers" have suddenly disappeared without trace and any attempts to contact them will be fruitless.
Criminals used a variety of methods to recruit money mules. As well as "job offer" emails like this one, they may also use "job vacancy" ads on genuine recruitment web sites, publish job advertisements in newspapers, or reply directly to job seekers who have placed their resumes online.
People should be very caution of any supposed job that requires them to receive and process funds via their own bank account and then send these funds overseas via wire transfer after deducting their "commission". Legitimate companies or charities do not conduct their financial affairs in such a manner.