FDIC Phisher Scam
email claiming to be from the FDIC attempts to trick recipients into visiting a bogus website to "verify" their identity.
(Submitted via email, 2004)
To whom it may concern;
In cooperation with the Department Of Homeland Security, Federal,
State and Local Governments your account has been denied insurance
from the Federal Deposit Insurance Corporation due to suspected
violations of the Patriot Act. While we have only a limited amount
of evidence gathered on your account at this time it is enough to
suspect that currency violations may have occurred in your account
and due to this activity we have withdrawn Federal Deposit
Insurance on your account until we verify that your account has not
been used in a violation of the Patriot Act.
As a result Department Of Homeland Security Director Tom Ridge has
advised the Federal Deposit Insurance Corporation to suspend all
deposit insurance on your account until such time as we can verify
your identity and your account information.
Please verify through our IDVerify below. This information will be
checked against a federal government database for identity
verification. This only takes up to a minute and when we have
verified your identity you will be notified of said verification
and all suspensions of insurance on your account will be
Failure to use IDVerify below will cause all insurance for your
account to be terminated and all records of your account history
will be sent to the Federal Bureau of Investigation in Washington
D.C. for analysis and verification. Failure to provide proper
identity may also result in a visit from Local, State or Federal
Government or Homeland Security Officials.
Thank you for your time and consideration in this matter.
Donald E. Powell
Chairman Emeritus FDIC
John D. Hawke, Jr.
Comptroller of the Currency
Michael E. Bartell
Chief Information Officer
Unlike phisher scams that target specific banks or financial
institutions, this one endeavours to target as wide an audience
as possible by pretending to be from the Federal Deposit Insurance
Corporation (FDIC). The FDIC is a US government agency that
insures bank accounts, so most people who have a bank account
would be indirect clients of the agency via their bank.
This phisher scam attempts to trick recipients into visiting a
bogus website to "verify" their identity. If people follow the
link in the fraudulent email, they are taken to a site designed
to look like the official FDIC site.
The email tries to scare people into supplying personal information
on the bogus site by telling them that they are under investigation
by the FBI and the Department of Homeland Security "due to
suspected violations of the Patriot Act." This frightening claim
may be enough to entice na´ve individuals into supplying information
at the fraudulent website in order to clear their name and stop any
A press release
from the FBI and FDIC states in part:
This email was not sent by the FDIC and is a fraudulent attempt
to obtain personal information from consumers. Financial
institutions and consumers should NOT access the link provided
within the body of the email and should NOT under any circumstances
provide any personal information through this media.
Write-up by Brett M.Christensen