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Overpayment Cheque Scam

People selling high-ticket items such as cars, motorcycles or computer gear via the Internet should be aware of a cheque scam that is bilking victims out of thousands of dollars. Although the scam has been around for quite some time, recent trends indicate that it is netting an increasing amount of victims, especially among car owners looking to sell their vehicles.

Typically, an overpayment cheque scam works like this:



The supposed buyers usually originate out of West African nations such as Nigeria. In fact, it is probable that the same gang of con-artists that run Nigerian loan scams and international lottery scams are responsible for the overpayment cheque scam as well. Like the Nigerian scam, the intent is to draw the potential victim deeper into the scam via a series of emails.

To protect yourself against this sort of scam, never agree to a deal in which the payer wishes to issue an amount for more than the agreed price and expects you to reimburse the balance. The scammers use a variety of excuses to explain the overpayment, but any such excuse should be treated with the utmost suspicion.



Examples:
thanks for the quick response am okay with price,and because am far away from united states so don't worry about the shipment i have shipping agent that carter for my pick up any where in the world. i will instruct my client to send you a cashier's cheque of (5000) so what you have to do immediatley the check gets to you just deduct the funds for the puppies($500) and send the excess money ($4500) to my shipping agent so that they can be able to pick the puppies up from your destination and which will also covers the shipping fees of my other consignments in the state. so if this is okay by you, you can forward your full name, address and cell phone number. expecting your response back.

Thanks for your mail,I am really interested in the (plymouth),Fine i will pay $200 for it,Please i will want to indicate my mode of payment to you since i am not in the United States at the moment and there is a Company in the United States that is indebted to me in the amount of $3,500,So i will want to really seek your Assistance at this point,That i will want you to forward to me the the following informations below that i will need to forward to the Company indebted to me so that they can make out the payment directly to you and after you have cashed it in your bank,You will have the excess amount on the payment sent to my International Shipping agent via WESTERN UNION MONEY TRANSFER ,All charges you are to pay at the western union office when sending the excess amount of $3,300 should be deducted from my balance,So you don't have to bother yourself about that, The reason for this is that,The Company indebted to me say they cannot make out the payment in two installment except once, And since i am purchasing your (plymouth) from you at this time,I will want to really be sure that my funds will be safe in your hands as i will want to entrust my money unto your care,So inorder for us to complete the purchase of the (plymouth) now,I will want you to get back to me with the following informations inorder for me to forward it to the Company indebted to me inorder for them to make out the payment in your name and send it to you ithout any furtherdelay,

The following informations that i will require from you are as follows,
1] YOUR FULL NAME TO BE WRITTEN ON THE CHECK,
2] YOUR DIRECT HOUSE ADDRESS WHERE YOU WILL WANT THE PAYMENT TO BE SENT TO,
3] YOUR DIRECT CELL PHONE NUMBER THAT YOU CAN BE REACHED AT ANYTIME OF THE DAY SO THAT I CAN GIVE YOU A CALL SO THAT I CAN EXPLAIN TO YOU BETTER,
Upon receipt of this informations i have just requested from you,I will immediately forward it to the Company indebted to me to make out the payment in your name and send it to you immediately,I will be awaiting your response as soon as you get this mail,Do confirm this mail and get back to me as soon as possible.

Thanks



Write-up by Brett M. Christensen